![]() Personal liability coverage: Covers medical and legal bills in the event you’re liable for an injury or damage to someone else’s property.Additional living expenses coverage: Covers necessary expenses, like a hotel stay, if your home is temporarily uninhabitable because of a fire or other covered event. ![]() Personal property coverage: Covers damage to or theft of personal possessions such as clothing, furniture and electronics.Other structures coverage: Covers damage to structures not attached to the main home, like a detached garage, a shed, a fence or a pool.Dwelling coverage: Covers damage to the physical structure of the home, including the roof and attached structures (like a garage).A typical home insurance policy you find on Policygenius commonly includes these coverages: Policygenius works with many homeowners insurance companies that provide coverage for physical dwellings, personal property and liability. ![]()
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